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BT Policyholder Protection Blog Blog

Articles: 1-10 of 177

Navigating the Choppy Waters of Indemnification

USA - April 19 2023 Many types of contracts require one party to indemnify another for first-party losses or against claims made by third parties. The indemnity…

Watershed California Decision Finds for Policyholder in COVID-19 Business Interruption Appeal

USA - July 14 2022 In a huge victory for policyholders in the Golden State, Division Seven of California’s Second District Court of Appeal allowed by unanimous decision…

Should You Rely on Your Insurance Agent to Tell Insurance Company About a New Claim?

USA - June 7 2022 Do not assume that a phone call to your insurance agent or broker is sufficient to notify your insurance company of a claim. Most insurance agents…

When You Get Sued, Don’t Forget to Tell Your Insurance Company

USA - June 1 2022 Just a reminder that when you learn you have been sued, and the complaint alleges you engaged in wrongdoing resulting in injuries or damages, to…

Can Insurance Cover False Claims Act Claims?

USA - May 27 2022 On March 17, 2022, the California Court of Appeals in Cardiovascular Consultants Heart Center. V. Norcal Mutual Insurance Company, 2022 Cal. App…

D&O Policy ‘Related Claims’ Ruling Highlights Importance of How Your Policy is Written

USA - March 23 2022 Will a new Delaware Supreme Court ruling regarding directors and officers liability insurance make it more difficult for your company to get future…

Resolving Insurance Coverage Disputes - What Every Legal Department Should Know

USA - March 11 2022 In 2022, the insurance industry has been emboldened to issue improper denials of insurance coverage for claims and lawsuits, threaten rescission of…

The Pandemic vs. the Policyholder: COVID-19 and Business Interruption Coverage Claims

USA - October 15 2021 Early 2020 will likely be remembered for the flurry of announcements about the coronavirus - from the World Health Organization declaring COVID-19 a…

Policyholders Hit With Ransomware Strike Insurance Coverage Oil in Indiana

USA - October 15 2021 In G&G Oil Co. of Indiana, Inc. v. Continental Western Insurance Co., --- N.E.3d ---, 2021 WL 1034982, 2021 Ind. LEXIS 182 (Ind. Mar. 18, 2021), the…

Mind the Gap: Coverage Gaps Created by Commercial General Liability Policies

USA - October 15 2021 One of the most important things a business owner can do to protect their business is to purchase insurance. If you are new to the realm of insurance…