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The CFPB Reaches Out to the Industry on the Future of AI and Adverse Action Notices

USA - July 14 2020 The CFPB recently published a blog post about the agency’s on-going efforts to monitor industry updates and innovation and how these changes align…

David N. Anthony, Kalama M. Lui-Kwan, Ethan G. Ostroff, Alan D. Wingfield

Consumer Reporting under the CARES Act: CFPB Publishes FAQs Seeking to Clarify Key Compliance Issues

USA - June 17 2020 On June 16, 2020, the Consumer Financial Protection Bureau (“CFPB”) issued a seven-page FAQ memorandum addressing some of the most critical questions…

David N. Anthony, Timothy "Tim" J. St. George, Ronald I. Raether Jr., Scott Kelly, Ethan G. Ostroff, Alan D. Wingfield

New York Car Dealership Settles Discrimination Claims with FTC - Agency Leaders Call for More Rulemaking to Regulate Auto Finance Pricing

USA - June 17 2020 A New York franchise motor vehicle dealer agreed in May to pay $1.5 million to the Federal Trade Commission to settle charges that the dealership…

Brooke K. Conkle, Alan D. Wingfield

RISA Rises in New Jersey to Include Service Contracts Paid in Installments

USA - June 3 2020 The Supreme Court of New Jersey recently issued a decision that extends the applicability of the state’s Retail Installment Sales Act (“RISA”) to…

Brooke K. Conkle, Virginia Bell Flynn, Alan D. Wingfield

Ninth Circuit Weighs in Again on “Standalone” FCRA Disclosures in Pair of Recent Cases

USA - May 14 2020 The United States Court of Appeals for the Ninth Circuit recently issued two decisions regarding requirements under the Fair Credit Reporting Act for…

Timothy "Tim" J. St. George, David M. Gettings, Cindy D. Hanson, Alan D. Wingfield