The retail mortgage and personal loan markets in Denmark performed poorly during 2013-17, but are expected to recover over the next five years. Conversely, the credit card space - which reported a strong performance during 2013-17 - is expected to decelerate. The market-wide average return on assets for Denmark was lower than Sweden and Norway during 2013-17, while the cost/income ratio remained higher in Denmark.
- Among the top banks in the Danish retail deposits market, SEB increased its market share the most in 2017.
- Credit card balances are expected to record a compound annual growth rate of 3.2% over 2018-22.
- Mortgage balances are expected to record a compound annual growth rate of 2.3% over 2018-22.