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Made in Canada: Mortgage Investment Corporations
  • PwC Canada
  • Canada
  • September 11 2017

Canada's housing market is one of fluctuating property values and increasing government regulations, including implementation of foreign buyers' tax


Strict Deadlines to Register Condo Liens when Collecting on Judgments
  • Gowling WLG
  • Canada
  • September 5 2017

The Ontario Court of Appeal reiterated that the 3-month deadline to register a condo lien is a strict one. Failure to act in a timely manner will


Blaneys Ontario Court of Appeal Summaries
  • Blaney McMurtry LLP
  • Canada
  • August 25 2017

One of the substantive decisions this week involved an appeal from civil contempt findings. In Business Development Bank of Canada v Cavalon Inc., the


Le BSIF veut resserrer davantage les normes de souscription de prêts hypothécaires - Révision de la ligne directrice B-20 à l’étude
  • Blake Cassels & Graydon LLP
  • Canada
  • August 17 2017

Le 6 juillet 2017, le Bureau du surintendant des institutions financières (le BSIF ) a publié une nouvelle version à l’étude de sa ligne directrice


Be Careful What You Ask For: What Can Happen When a Creditor Provides the Wrong Payout Figure
  • Miller Thomson LLP
  • Canada
  • August 3 2017

One of the routine things that lenders and other creditors do is respond to requests for payout amounts. A recent Saskatchewan decision, Halpape v


Commercial Condo Purchaser Tips
  • McCarthy Tétrault LLP
  • Canada
  • July 25 2017

With the continued exponential growth in mixed use developments which often take the form of separate components subject to condo declarations and in


Input Sought on Updated Regulations to Implement Ontario’s Door-to-Door Sales Ban and Other Changes to Consumer Loan and Lease Rules
  • Aird & Berlis LLP | Aird & McBurney LP
  • Canada
  • July 18 2017

Ontario's Ministry of Consumer Services recently released two Consultation Papers related to changes to the Consumer Protection Act (CPA) that had


OSFI Guideline B-20: Residential Mortgage Underwriting Practices and Procedures
  • McCarthy Tétrault LLP
  • Canada
  • July 14 2017

On July 6, 2017, the Office of the Superintendent of Financial Institutions (OSFI) released draft changes (Draft Amendments) to Guideline B-20 -


OSFI Looks to Further Tighten Mortgage Underwriting Standards, Issues Revised Guideline B-20 for Comment
  • Blake Cassels & Graydon LLP
  • Canada
  • July 11 2017

On July 6, 2017, the Office of the Superintendent of Financial Institutions (OSFI) issued a revised version of Guideline B-20 - Residential Mortgage


OSFI Tightens Mortgage Underwriting Expectations
  • Fasken Martineau DuMoulin LLP
  • Canada
  • July 7 2017

On July 7, 2017, OSFI released draft changes to Guideline B-20 - Residential Mortgage Underwriting Practices and Procedures for public consultation