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213 results found

Article

Morrison & Foerster LLP | USA | 8 Jul 2019

Assembly Bill 539 and the Future of Consumer Loans in California

The California legislature is poised to cap rates on larger consumer installment loans. Assembly Bill 539 has passed the state Assembly and the state

Article

Morrison & Foerster LLP | USA | 2 Jul 2019

CFPB Announces Public Comment Extension on HMDA Reconsideration

On June 27, 2019, the CFPB extended the deadline for public comments on its Advance Notice of Proposed Rulemaking (ANPR) relating to the Bureau’s

Article

Morrison & Foerster LLP | USA | 1 Jul 2019

Policy Makers Examine the Disparate Impact Risk of Artificial Intelligence and Underwriting

Policy makers are showing increasing concern in the fair lending implications of artificial intelligence (AI) in credit underwriting. The concerns

Article

Morrison & Foerster LLP | USA | 15 May 2019

CFPB Requests Comment on Overdraft Rule

On May 15, 2019, the CFPB published a Request for Comment on its Overdraft Rule (“Rule”) to assist the agency in determining whether the Rule should

Article

Morrison & Foerster LLP | USA | 8 May 2019

CFPB Proposes New Rules to Modernize Debt Collection

On May 7, 2019, the Consumer Financial Protection Bureau (CFPB) issued proposed rules (“Proposed Rules”) under the Fair Debt Collection Practices Act

Article

Morrison & Foerster LLP | USA | 8 May 2019

CFPB Proposes New Rules to Modernize Debt Collection

On May 7, 2019, the Consumer Financial Protection Bureau (CFPB) issued proposed rules (“Proposed Rules”) under the Fair Debt Collection Practices Act

Article

Morrison & Foerster LLP | USA | 8 Feb 2019

CFPB Proposes Revisions to Small-Dollar Loan Rule

On February 6, 2019, amidst strong opposition from representatives of consumer groups and some members of Congress, the Consumer Financial Protection

Article

Morrison & Foerster LLP | USA | 1 Feb 2019

CFPB Initiates Fourth Review of the Consumer Credit Card Market

On January 31, 2019, the Consumer Financial Protection Bureau (CFPB or Bureau) published a Request for Information (2019 RFI) regarding the consumer

Article

Morrison & Foerster LLP | USA | 18 Dec 2018

The Bureau of Consumer Financial Protection Proposes Revised No-Action Letter Policy and New Product Sandbox

On December 13, 2018, the Bureau of Consumer Financial Protection (the "Bureau") published in the Federal Register a proposed policy ("Proposed

Article

Morrison & Foerster LLP | USA | 6 Aug 2018

Treasury and the OCC Make Significant Fintech Announcements

Two key federal government announcements were made on July 31, 2018 related to fintech issues. First, the U.S. Department of the Treasury ("Treasury")

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