501 results found
Ballard Spahr LLP | USA | 4 Aug 2011
FTC issues final decedent debt collection policy statement, final mortgage advertising rule, FCRA summary
On the eve of transferring its rulewriting authority under the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and the 2009 Omnibus Appropriations Act to the Bureau of Consumer Financial Protection (CFPB), the Federal Trade Commission (FTC) issued a final rule on mortgage advertising, a final policy statement on collection of decedents’ debts, and a staff report on the FCRA with a summary of interpretations.
Ballard Spahr LLP | USA | 3 May 2011
Missouri appeals court: state UDAP statute does not apply to debt collection
Although a victory for debt buyers, two recent decisions of the Missouri Court of Appeals demonstrate the zealousness of state regulators in pursuing debt buyers for their collection practices.
Dentons | European Union | 8 Apr 2011
Commission proposes mortgage credit directive
The Commission has published a draft Directive on credit agreements relating to residential property.
Gowling WLG | United Kingdom | 23 Feb 2011
Consumer Credit Directive: key changes and new requirements from 1 February 2011
The Consumer Credit Act 1974 (CCA) is the principle piece of legislation regulating lending and credit related activities in the UK and some hire agreements.
Kelley Drye & Warren LLP | USA | 16 Feb 2011
Commercial relationship did not create a 523(a)(4) fiduciary
Berman & Associates (“B&A”) is an Illinois advertising brokerage firm.
Masuda Funai Eifert & Mitchell Ltd | USA | 22 Nov 2010
Recent significant commercial bankruptcy filings for November 22, 2010
The following is a list of some recent larger U.S. bankruptcy filings in various industries.
Gowling WLG | Canada | 14 Sep 2010
The impact of New Brunswick's Cost of Credit Disclosure Act
The New Brunswick Cost of Credit Disclosure Act and Regulation are scheduled to come into force on September 15, 2010.
DMH Stallard LLP | United Kingdom | 10 May 2010
Consumer credit legislation - business lenders beware
Those dealing with businesses may well think that consumer credit law is not applicable to the finance they provide.
Morton Fraser | United Kingdom | 23 Apr 2010
Consumer Credit Directive and OFT irresponsible lending guidance
The final versions of the Consumer Credit (Advertisement) Regulations, Consumer Credit (Total Charge for Credit) Regulations, Consumer Credit (Agreements) Regulations, Consumer Credit (Disclosure of Information) Regulations and the Consumer Credit (EU Directive) Regulations have been published, implementing the EU Consumer Credit Directive in the UK.
Norton Rose Fulbright | United Kingdom | 12 Apr 2010
Irresponsible lending - OFT guidance for creditors
The Office of Fair Trading (OFT) has published guidance which contains information about behaviour it considers may constitute irresponsible lending under the Consumer Credit Act.