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501 results found

Article

Ballard Spahr LLP | USA | 4 Aug 2011

FTC issues final decedent debt collection policy statement, final mortgage advertising rule, FCRA summary

On the eve of transferring its rulewriting authority under the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and the 2009 Omnibus Appropriations Act to the Bureau of Consumer Financial Protection (CFPB), the Federal Trade Commission (FTC) issued a final rule on mortgage advertising, a final policy statement on collection of decedents’ debts, and a staff report on the FCRA with a summary of interpretations.

Article

Ballard Spahr LLP | USA | 3 May 2011

Missouri appeals court: state UDAP statute does not apply to debt collection

Although a victory for debt buyers, two recent decisions of the Missouri Court of Appeals demonstrate the zealousness of state regulators in pursuing debt buyers for their collection practices.

Article

Dentons | European Union | 8 Apr 2011

Commission proposes mortgage credit directive

The Commission has published a draft Directive on credit agreements relating to residential property.

Article

Gowling WLG | United Kingdom | 23 Feb 2011

Consumer Credit Directive: key changes and new requirements from 1 February 2011

The Consumer Credit Act 1974 (CCA) is the principle piece of legislation regulating lending and credit related activities in the UK and some hire agreements.

Article

Kelley Drye & Warren LLP | USA | 16 Feb 2011

Commercial relationship did not create a 523(a)(4) fiduciary

Berman & Associates (“B&A”) is an Illinois advertising brokerage firm.

Article

Masuda Funai Eifert & Mitchell Ltd | USA | 22 Nov 2010

Recent significant commercial bankruptcy filings for November 22, 2010

The following is a list of some recent larger U.S. bankruptcy filings in various industries.

Article

Gowling WLG | Canada | 14 Sep 2010

The impact of New Brunswick's Cost of Credit Disclosure Act

The New Brunswick Cost of Credit Disclosure Act and Regulation are scheduled to come into force on September 15, 2010.

Article

DMH Stallard LLP | United Kingdom | 10 May 2010

Consumer credit legislation - business lenders beware

Those dealing with businesses may well think that consumer credit law is not applicable to the finance they provide.

Article

Morton Fraser | United Kingdom | 23 Apr 2010

Consumer Credit Directive and OFT irresponsible lending guidance

The final versions of the Consumer Credit (Advertisement) Regulations, Consumer Credit (Total Charge for Credit) Regulations, Consumer Credit (Agreements) Regulations, Consumer Credit (Disclosure of Information) Regulations and the Consumer Credit (EU Directive) Regulations have been published, implementing the EU Consumer Credit Directive in the UK.

Article

Norton Rose Fulbright | United Kingdom | 12 Apr 2010

Irresponsible lending - OFT guidance for creditors

The Office of Fair Trading (OFT) has published guidance which contains information about behaviour it considers may constitute irresponsible lending under the Consumer Credit Act.

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