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Manatt Phelps & Phillips LLP | USA | 4 Aug 2016

Lawmakers Question Regulators on Fintech Oversight

What are federal regulators doing with regard to oversight of emerging financial technology? That question is at the heart of a letter Sens. Sherrod


Manatt Phelps & Phillips LLP | USA | 23 Apr 2015

We’re from the government and we’re here to ease your regulatory burden

The Office of the Comptroller of the Currency (OCC) is trying to make life easier for community banks, Comptroller Thomas J. Curry recently explained


Manatt Phelps & Phillips LLP | USA | 10 Jan 2012

CFPB enforcement actions will impact community banks

The Consumer Finance Protection Bureau’s full jurisdiction and enforcement authority has been launched by the appointment by President Obama of Richard Cordray as the CFPB’s first Director.


Manatt Phelps & Phillips LLP | USA | 7 Sep 2011

Community bank interests are not addressed in banking media coverage

As fall arrives and football returns, banking headlines seem removed from the daily challenges and operations of community banks.


Manatt Phelps & Phillips LLP | USA | 21 Jun 2011

Proposed guidance on stress testing: a valuable reminder for all community banks

Although ignorance may be bliss some of the time, community banks with assets under $10 billion are at significant risk if they ignore the June 2011 joint regulatory proposed guidance (and ultimately, the final guidance) on stress testing.


Manatt Phelps & Phillips LLP | USA | 4 Feb 2011

It’s hard for banks to tell it like it is

After Call Reports are filed and earnings are released in January, the attention of boards and management at many publicly-held community banks and bank holding companies turns to preparation of 10-K filings and Annual Reports to shareholders, with Proxy Statements next on the horizon.


Manatt Phelps & Phillips LLP | USA | 13 Sep 2010

Dodd-Frank and reconsidering financial holding company status

Section 606 of the Dodd-Frank Act adds a new standard for a bank holding company (BHC) which elects to become, or already is, a financial holding company (FHC).


Manatt Phelps & Phillips LLP | USA | 1 Jul 2010

The Dodd-Frank Act will open all states to interstate de novo branching

One section, covering half a page in the 2,300 page Conference Committee Report for the Dodd-Frank Wall Street Reform and Consumer Protection Act, will remove the key political compromise of the 1994 Riegle-Neal Interstate Banking and Branching Efficiency Act.

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