Although the RESPA issues were addressed in the briefs filed by the parties in the PHH case, at oral argument this week the parties and the en banc D
It is by now settled that federal agencies have broad authority to fill the gaps left by Congress. When an agency has been entrusted with
The U.S. Court of Appeals for the Ninth Circuit recently held that the district court abused its discretion in denying a Plaintiff’s motion to certify
The U.S. Court of Appeals for the Ninth Circuit recently held that the district court abused its discretion in denying a plaintiff's motion to
On August 24, the Ninth Circuit held that a title insurer’s equity investments in title agencies in exchange for agreements that the agencies would
On July 16, the Ninth Circuit Court of Appeals issued its decision in Merritt v. Countrywide Financial Corporation NA, No. 09-17678 (July 16, 2014)
On October 30, the CFPB filed an amicus brief in Edwards v. First American, a long-running case concerning the anti-kickback provisions of the Real
For the first time, the federal Court of Appeals for the Ninth Circuit recently opined on what constitutes a "qualified written request" under the
One of the most common issues facing mortgage servicers is how to respond to the thousands of borrower inquiries received every day.
In the wake of the mortgage crisis, loan servicers are receiving increasing numbers of borrower inquiries made pursuant to a variety of federal statutes, including the Truth in Lending Act ("TILA") and the Real Estate Settlement Procedures Act ("RESPA").