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Davis Wright Tremaine LLP | USA | 19 Oct 2011

New service new regulator? Could behavioral marketers be subject to supervision by the Consumer Financial Protection Bureau?

Section 1024(b) of the Consumer Financial Protection Act of 2010 (“Act”) directs the Consumer Financial Protection Bureau (“Bureau”) to supervise each non-depository “covered person,” as defined by the Act, that is a “larger participant of a market for...consumer financial products or services” (in addition to those providers of any size who offer residential mortgage loans, private education loans or payday loans or certain related origination and brokerage services).


Stinson LLP | USA | 18 May 2011

CFPB seeks comments on mortgage disclosure form

The Consumer Financial Protection Bureau, or CFPB, has announced the Know Before You Owe project, an effort to combine two federally required mortgage disclosures into a single, simpler form that makes the costs and risks of the loan clear and allows consumers to comparison shop for the best offer.


Kelley Drye & Warren LLP | USA | 25 Jun 2010

Financial reform negotiations conclude

After working through the night, the Congressional conference committee tasked with negotiating a final financial reform bill voted 27-16 to approve the bill and send it back to each chamber for a final vote on the conference report.

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