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355 results found

Article

K&L Gates | USA | 12 Oct 2016

“Not A Close Call”: The D.C. Circuit Restores The Safe Harbor To Section 8 of RESPA

Noting that “the basic statutory question in this case is not a close call,” the D.C. Circuit has held that a bona fide payment by one settlement

Article

Smith Debnam Narron Drake Saintsing & Myers LLP | USA | 18 Aug 2016

CFPB Issues Interpretive Rule to Reconcile Mortgage Servicing Rules with FDCPA

In an attempt to reconcile the Mortgage Servicing Rules with the FDCPA, the CFPB has issued an interpretive rule to clarify the interactions between

Article

Smith Debnam Narron Drake Saintsing & Myers LLP | USA | 10 Aug 2016

A Primer to the CFPB Proposed Payday Rule: What You Need to Know

Earlier this summer, the CFPB issued its proposed payday rule. Hailed as an attempt to end “payday traps”, the 1,334 page missive addresses both

Article

Bradley Arant Boult Cummings LLP | USA | 3 Aug 2016

CFPB Issues Proposed Amendments to TRID Rule

Last week, the Consumer Financial Protection Bureau (CFPB) released its proposed amendments to the “Know Before You Owe” mortgage disclosure rule

Article

K&L Gates | USA | 1 Aug 2016

CFPB Issues Notice of Proposed Rulemaking to Clarify “Know Before You Owe”; Some Welcome Guidance on TRID but Cure and Liability Issues Not Addressed

On July 29, 2016, the Consumer Financial Protection Bureau ("CFPB") issued a much anticipated Notice of Proposed Rulemaking ("NPRM") on the

Article

McGuireWoods LLP | USA | 5 Jul 2016

Parties in PHH Case Argue the Impact of Recent Supreme Court Decision

In the latest development in PHH Corp. v. Consumer Financial Protection Bureau (CFPB), PHH and the Bureau have both filed letters addressed to the D

Article

Manatt Phelps & Phillips LLP | USA | 15 Oct 2015

Regulators demand “good faith efforts” for TRID implementation

Federal regulators said they don’t expect perfection from banks trying to comply with the new mortgage disclosure requirements but will not turn a

Article

Sheppard Mullin Richter & Hampton LLP | USA | 2 May 2014

Some QM relief in sight? CFPB proposes amendment to QM rule which will permit creditors to cure inadvertent QM violations through refunding excess points and fees

The Bureau of Consumer Financial Protection (the "CFPB") announced April 30 that it is proposing amendments to Regulation Z that will, among other

Article

Debevoise & Plimpton LLP | USA | 16 Jan 2013

CFPB issues final rule establishing ability to repay and qualified mortgage standards

On Thursday, January 10, 2013, the Consumer Financial Protection Bureau ("CFPB" or "Bureau") issued a long-awaited final rule setting forth the

Article

Dykema Gossett PLLC | USA | 10 Jan 2013

CFPB issues long-awaited ability-to-repay rule

In the hours leading up to its scheduled public field hearing on mortgage policy, the Consumer Financial Protection Bureau (CFPB) issued its final

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