On April 25, 2018, the Consumer Financial Protection Bureau filed its first amicus brief under Acting Director Mulvaney in the case of Lavallee v
Together with the Federal Trade Commission (“FTC”), the Consumer Financial Protection Bureau (“CFPB”) recently filed an amicus brief in the case
Mortgage servicers may face liability under Truth in Lending Act (TILA) if they fail to credit consumer accounts once an electronic authorization for
Entities engaged in debt collection must be careful in seeking to collect on old debt - dunning letters could now be found misleading if the debtor
On March 11, 2014, the Seventh Circuit reversed the trial court's dismissals of two Fair Debt Collection Practices Act (FDCPA) actions that
The push to restrict collection of old debts is gaining steam. On March 11, 2014, the Seventh Circuit reversed dismissals of two federal Fair Debt
The recent decision by the United States Supreme Court in Chase Bank USA, NA v. McCoy provides limited relief to lenders worried that pre-2009 regulations might be viewed and interpreted through the prism of the policy considerations underlying the Credit CARD Act of 2009 or the Board's 2009 amendments to Regulation Z.