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24 results found

Article

Frost Brown Todd LLC | USA | 20 Sep 2018

New FCRA Summary of Rights Form Is Released

The Consumer Financial Protection Bureau released a new Fair Credit Reporting Act (“FCRA”) Summary of Rights form. The form is effective on September

Article

Frost Brown Todd LLC | USA | 23 Mar 2017

What Prepaid Accounts Are Subject to the New Prepaid Rules?

What you need to know to be ready Prepaid cards are increasingly popularthey are frequently used instead of traditional bank accounts to shop

Article

Frost Brown Todd LLC | USA | 14 Oct 2016

It’s EZ as 1, 2, 3 . . . Disclosure, limited liability and periodic statements required for prepaid accounts under the CFPB’s new Prepaid Rule amending Regulations E and Z

The Consumer Financial Protection Bureau (CFPB) recently issued a final rule, the “Prepaid Rule,” amending Regulations E and Z. The Prepaid Rule

Article

Frost Brown Todd LLC | USA | 6 May 2016

CFPB arbitration rule: what you need to know now

On May 5, 2016, the CFPB unveiled a proposed arbitration rule which would dramatically limit the contractual rights of financial institutions. Under

Article

Frost Brown Todd LLC | USA | 10 Mar 2014

Social media pitfalls for financial services: the latest legal guidance every bank should follow

Last year, the Federal Financial Institutions Examination Council (FFIEC) gift-wrapped an early Christmas present for its members, releasing its

Article

Frost Brown Todd LLC | USA | 9 Apr 2013

Indirect auto lending carries fair lending risk

A recent guidance published by the Consumer Financial Protection Bureau is a helpful reminder of one of the risks associated with indirect auto

Article

Frost Brown Todd LLC | USA | 29 Jan 2013

Consumer Financial Protection Bureau issues new rules on qualified mortgages

The Consumer Financial Protection Bureau ("CFPB") has adopted a final rule creating additional requirements for lenders to document and confirm

Article

Frost Brown Todd LLC | USA | 31 Dec 2012

FCRA summary of rights form is updated for 2013

The Consumer Financial Protection Bureau has replaced the Federal Trade Commission as the agency responsible for rulemaking and enforcement of the Fair

Article

Frost Brown Todd LLC | USA | 26 Apr 2012

Consumer Financial Protection Bureau weighs into rescission argument under the Truth in Lending Act

On March 26, 2012, the Consumer Financial Protection Bureau filed an Amicus Brief in the United States Court of Appeals for the Tenth Circuit in which it took the side of the consumer in an interpretation of Section 125 of the Truth in Lending Act relating to the statutory right to rescind certain types of mortgage loans.

Article

Frost Brown Todd LLC | USA | 9 Jan 2012

The Consumer Financial Protection Bureau is now accepting mortgage related consumer complaints

The Consumer Financial Protection Bureau (“CFPB”), was established by the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, an overhaul of the nation's financial regulations, and is tasked with defending consumer rights with banks, mortgage companies, the credit-card industry, payday lenders and others.

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