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Article

Vedder Price PC | USA | 12 Oct 2017

The CFPB’s Payday Lending Rule: An Opportunity in Disguise?

On October 5, 2017, the Consumer Financial Protection Bureau (“CFPB”) released its nearly 1,700-page final rule for short-term loans (“Payday Lending

Article

Vedder Price PC | USA | 4 Oct 2017

CFPB’s First No-Action Letter: FinTech Lenders and Banks Take Note

On September 14, 2017, the Consumer Financial Protection Bureau (the “CFPB”) issued its first no-action letter (the “No-Action Letter”) concerning the

Article

Vedder Price PC | USA | 13 Jul 2017

Another Day, Another Regulation: A Summary and Description of the CFPB’s Arbitration Rule

On July 10, 2017, the Consumer Financial Protection Bureau (the “CFPB”) finalized its proposed arbitration rule that will prohibit providers of

Article

Vedder Price PC | USA | 8 Sep 2016

Recent Developments: Can Your Institution Avoid the Cost of the Annual Privacy Notice Requirements?

Recently, the Consumer Financial Protection Bureau (the “CFPB”) issued proposed rules (the “Proposed Rules”) to update the CFPB’s prior guidance

Article

Vedder Price PC | USA | 21 Apr 2016

Recent Developments: Bank Responsibility for Elder Financial Exploitation

The Consumer Financial Protection Bureau ("CFPB") recently issued guidance on preventing and responding to elder financial exploitation. Elder

Article

Vedder Price PC | USA | 19 Apr 2016

Did the Banking Regulators Cite Hundreds of Violations in Error?

Perhaps no provision of the Equal Credit Opportunity Act of 1974 ("ECOA") has been as contentious as that relating to spousal guarantees. To a

Article

Vedder Price PC | USA | 11 Mar 2016

The CFPB Takes Aim at FinTech

Over the last several years, financial technology ("FinTech") companies have captured the attention of the marketplace with innovative financial

Article

Vedder Price PC | USA | 25 Jun 2015

Final standards published for evaluating diversity policies and practices of financial institutions

In response to the perception that the financial services industry lacks diversity in its workforce, the Dodd-Frank Wall Street Reform and Consumer

Article

Vedder Price PC | USA | 12 Jul 2010

Summary of the Dodd-Frank Wall Street Reform and Consumer Protection Act

This report summarizes the major provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (the “Dodd-Frank Act”) passed by the U.S. House of Representatives on June 30, 2010 and awaiting approval by the U.S. Senate.

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