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Morgan Lewis | USA | 7 May 2019

Another Court Upholds CFPB’s Constitutionality: Does It Matter?

The US Court of Appeals for the Ninth Circuit on May 6 upheld the constitutionality of the structure of the Consumer Financial Protection Bureau


Morgan Lewis | USA | 1 May 2019

States Move in to Fill in for Federal Regulatory Rollback

Stepping in to fill a perceived regulatory and enforcement void at the federal level, the governor of New York and his Acting Superintendent of the


Morgan Lewis | USA | 29 Apr 2019

CFPB Offers Up a More Transparent CID Process

The Consumer Financial Protection Bureau (CFPB) recently advised that it has significantly changed its Civil Investigative Demand (CID) process to


Morgan Lewis | USA | 23 Apr 2019

An End to Regulation by Enforcement? CFPB Director Lays Out New Regulatory and Enforcement Priorities and Attitudes

Kathleen Kraninger, only the second Senate-confirmed director of the Consumer Financial Protection Bureau (CFPB) in its almost eight-year existence


Morgan Lewis | USA | 12 Feb 2019

Big Words on Small Screens: Help for New Financial Products

Recent action by the Consumer Financial Protection Bureau (CFPB) may bring some relief to fintech developers and the broader financial services


Morgan Lewis | USA | 6 Dec 2018

Kathy Kraninger Confirmed as Director of Bureau of Consumer Financial Protection

The US Senate has confirmed Kathy Kraninger to serve as the second director of the Bureau of Consumer Financial Protection (BCFP)


Morgan Lewis | USA | 14 Sep 2018

Agencies Say Supervisory Guidance Is Not Binding, but Has Anything Changed?

The five federal banking agencies (Federal Reserve, Bureau of Consumer Financial Protection, Federal Deposit Insurance Corporation, National Credit


Morgan Lewis | USA | 7 Sep 2018

PHH - It’s Back!

After lengthy litigation on which we have commented extensively (see here and here), the US Court of Appeals for the District of Columbia Circuit


Morgan Lewis | USA | 27 Apr 2018

Out of the Fat and into the Fire: Regulatory Reform in Washington Causes Uptick in States

In yet another example of state attorneys general stepping up their activities in response to a perceived regulatory rollback in Washington, 16


Morgan Lewis | USA | 3 Apr 2018

Power to the States: Which Came First, the Chicken (CFPB) or the Eggs (AGs)?

At a recent meeting of state attorneys general, Consumer Financial Protection Bureau (CFPB) Acting Director Mick Mulvaney reiterated his message

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