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21 results found

Article

White & Case LLP | USA | 1 Mar 2019

Consumer financial services: The road ahead

The seismic shifts in the consumer financial services (CFS) regulatory landscape that began in 2017 continued throughout 2018. Additional changes are

Article

White & Case LLP | USA | 21 Jun 2018

CFPB models softer face in Mulvaney makeover

An overhaul of the Consumer Financial Protection Bureau by its acting head has ruffled feathers and heralded a less aggressive enforcement regime

Article

White & Case LLP | USA | 24 Apr 2018

Payment processing

The CFPB finalized changes to its rule on prepaid cards (Prepaid Card Rule) in January 2018 and delayed its compliance date to April 2019. The amended

Article

White & Case LLP | USA | 24 Apr 2018

Mortgage origination and servicing

Supervision In 2017, the CFPB issued several final rules to clarify, revise, and update the regulatory framework applicable to the home mortgage

Article

White & Case LLP | USA | 24 Apr 2018

Auto finance

The CFPB has previously targeted the auto finance industry, with a particular focus on indirect (dealer-arranged) auto lenders and unfair or abusive

Article

White & Case LLP | USA | 24 Apr 2018

Marketplace lending

Although the CFPB does not have direct supervisory or regulatory oversight over marketplace lending generally, industry participants remain subject to

Article

White & Case LLP | USA | 24 Apr 2018

CFPB structural changes

The appointment of Mick Mulvaney as CFPB Acting Director has led to significant changes to the Bureau’s structure and how it operates. We need

Article

White & Case LLP | USA | 24 Apr 2018

Student loans

In part due to its change in leadership, in 2017, the CFPB shifted noticeably toward providing the student lending and servicing markets more

Article

White & Case LLP | USA | 24 Apr 2018

Small-dollar loans

After five years of research and public comments, the CFPB released its final rule regulating payday lending in October 2017 (Payday Rule), shortly

Article

White & Case LLP | USA | 15 Jan 2018

CFPB Leadership Dispute: Impacts and Next Steps - An Update

On January 10, 2018, a federal judge denied Consumer Financial Protection Bureau (CFPB or Bureau) Deputy Director Leandra English's motion for a

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