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Davis Wright Tremaine LLP | USA | 27 Jun 2017

Supreme Court Narrows FDCPA’s Definition of Debt Collector

Debt buyers generally are considered “debt collectors” under the Fair Debt Collection Practices Act (“FDCPA”). However, on June 12, 2017, the Supreme…
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Buckley LLP | USA | 23 Jun 2017

Maine Amends Fair Debt Collection Practices Act to Enact Debt Collection Requirements for Debt Buyers

On June 16, Maine Governor Paul LePage signed into law amendments (H.P. 836) to the state’s Fair Debt Collection Practices Act (Maine FDCPA) to…
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Manatt Phelps & Phillips LLP | USA | 22 Jun 2017

Supreme Court: FDCPA Doesn’t Cover Owned Debt

A bank or other person may collect debts that it purchased for its own account without triggering the statutory requirements of the Fair Debt…
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Greenberg Traurig LLP | USA | 20 Jun 2017

Resolving the FDCPA Circuit Split: Purchasers, Participles, and Policy

On June 12, 2017, the United States Supreme Court held that purchasers of debts originated by another are not “debt collectors” under the Fair Debt…
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Riker Danzig Scherer Hyland & Perretti LLP | USA | 20 Jun 2017

Supreme Court Holds That Purchaser of Defaulted Debt Is Not “Debt Collector” Under FDCPA

In a significant decision for banks and the lending industry as a whole, the United States Supreme Court recently clarified that purchasing and…
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Boodle Hatfield | United Kingdom | 20 Jun 2017

Changes to dealing with debt claims - Be ready!

From 1 October 2017, the new Pre-Action Protocol for debt claims (“the protocol”) comes into force. The protocol sets out the steps that certain…
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Venable LLP | USA | 19 Jun 2017

Someone Calling You About Your IRS Tax Debt May Be Real Now!

Starting in April of this year, private debt collectors have begun collecting on certain tax debts that the IRS had not previously been able to…
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McGuireWoods LLP | USA | 19 Jun 2017

Debt Collector Defined: Supreme Court Exempts Debt Purchasers

On behalf of a unanimous Supreme Court, Justice Neil Gorsuch delivered his first opinion on June 12 to determine whether debt purchasers fall within…
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Venable LLP | USA | 16 Jun 2017

What to Expect in a Narrowed CFPB Debt Collection Rulemaking

The scope of a Consumer Financial Protection Bureau (CFPB) proposed rule on debt collection will be narrower than initially planned and focus on…
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Gordon Rees Scully Mansukhani | USA | 16 Jun 2017

Big Victory For Debt Buying Industry: Supreme Court Holds That Debt Buyers Are Not “Debt Collectors” Under The FDCPA

The U.S. Supreme Court recently held in Henson v. Santander Consumer USA Inc., 582 U.S. ___ (2017), that a company may collect on debts that it…
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