It is pretty clear that COBRA is not available for employees that are terminated for gross misconduct.
Due to the economic recession and the potential for increased health insurance costs brought about by health care reform, many employers are beginning to view selffunded health care plans as a more attractive option than fully insured plans
Your participants want to sue you!
Benefit plan design, administration and documentation is not thrilling stuff.
Yesterday we looked at two changes that the HCRA brings for health plans in 2010.
In Step 2 of our Health Care Reform analysis, we were looking at the how the new laws would interface with existing employee benefits laws, particularly ERISA.
In yesterday's entry, we saw how the concept of "qualified health plan" is being modified under the Health Care Reform Act (HCRA).
Because of the relative complexity of the Health Care Reform Act, I am breaking my analysis down into a series of discrete issues that I think will be relevant to employers.