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Pepper Hamilton LLP | USA | 7 Jun 2019

FTC Investigates Small Business Financing Based on Expansive View of UDAP Authority

On May 23, the FTC launched an investigation into potentially unfair or deceptive practices in the small business financing industry, including by


Manatt Phelps & Phillips LLP | USA | 7 May 2019

CFPB Rule Updates, From HMDA to TRID to Debt Collection

The Consumer Financial Protection Bureau (CFPB or Bureau) recently issued several pronouncements addressing its rules, including updates to the


Hudson Cook LLP | USA | 22 Apr 2019

Oklahoma Enacts Small Lenders Act

On April 18, Oklahoma Governor Stitt signed SB 720, which creates the Oklahoma Small Lenders Act. The SLA creates a new credit plan product in


Venable LLP | USA | 1 Apr 2019

FTC to Host Small Business Financing Forum

The Federal Trade Commission (FTC) recently announced that it will host a forum, "Strictly Business: An FTC Forum on Small Business Financing," on


Manatt Phelps & Phillips LLP | USA | 13 Mar 2019

CFPB News: Kraninger Testifies, Interagency Deals and Other Musings

It has been another eventful news cycle for the Consumer Financial Protection Bureau (CFPB or Bureau), as its new director, Kathy Kraninger, appeared


Hudson Cook LLP | USA | 28 Feb 2019

Compliance Hurdles with Proposed Anti-Discrimination Legislation

Democratic House Speaker Nancy Pelosi has taken up the mantle of the Equality Act, a law that would ban discrimination based on sexual orientation


Hudson Cook LLP | USA | 31 Jan 2019

Auto Direct Lending on the Upswing

It's the time of year for predictions and several recent headlines have signaled that traditional auto finance may have a competitor moving in -


Troutman Sanders LLP | USA | 28 Jan 2019

2018 Consumer Financial Services Year in Review & A Look Ahead

In this report, we share developments on consumer class actions, background screening, bankruptcy, Fair Credit Reporting Act (“FCRA”),


Sirote & Permutt PC | USA, Australia | 23 Jan 2019

BACK TO BASICS, ContinuedSo, is there really any difference among “cosigners,” “guarantors” and “co-makers”???

You bet there is! And, it is exceedingly important that you understand and respect the differences. The fundamental difference in the terms is


K&L Gates | USA | 14 Jan 2019

Revamped Relief

In December of 2018, the Senate confirmed Kathy Kraninger as the second Director of the Consumer Financial Protection Bureau (“CFPB”)

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