Morrison & Foerster LLP | USA | 12 Sep 2019
The FTC issued a Final Rule implementing parts of a federal law that modified the FCRA to require CRAs to provide free electronic credit monitoring…
Morrison & Foerster LLP | USA | 4 Sep 2019
On August 20, 2019, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) approved a final rule…
Morrison & Foerster LLP | USA | 26 Aug 2019
On August 20, 2019, the Office of the Comptroller of the Currency (“OCC”) and the Federal Deposit Insurance Corporation (“FDIC”) approved a final…
Morrison & Foerster LLP | USA | 12 Aug 2019
On August 5, the Board of Governors of the Federal Reserve System (Board) issued a notice and request for comment (Notice) on its determination that…
Morrison & Foerster LLP | USA | 24 Jul 2019
On July 22, 2019, five federal agencies (the “Agencies”)[1] published a final rule (the “Final Rule”), which conforms the regulations implementing…
Morrison & Foerster LLP | USA | 22 Jul 2019
On July 11, Fannie Mae and Freddie Mac (the GSEs) announced their plans to develop new adjustable rate mortgage products that would rely on the…
Morrison & Foerster LLP | Australia, USA | 29 May 2019
Regulation U, promulgated by the Federal Reserve Board (the “Board”), governs extensions of credit by entities other than broker-dealers that are…
Morrison & Foerster LLP | USA | 15 May 2019
On May 15, 2019, the CFPB published a Request for Comment on its Overdraft Rule (“Rule”) to assist the agency in determining whether the Rule should…
Morrison & Foerster LLP | USA | 30 Apr 2019
On April 23, 2019, the Board of Governors of the Federal Reserve System (“Federal Reserve”) released a proposed rule (“Proposed Rule”) to revise…
Morrison & Foerster LLP | USA | 22 Apr 2019
On April 8, 2019, the federal banking agencies (the “Agencies”) released two proposals[1] (the “Tailoring Proposals”) which, if adopted, would…