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Changes to Central Credit Register Reporting Regime
  • Whitney Moore
  • Ireland
  • December 10 2018

A recent legislative change has closed a loophole in the Credit Reporting Act 2013 (the “Act”) with the effect of bringing HP and PCP arrangements

Credit Reporting Extended to Hire Purchase and Similar Finance Products
  • McCann FitzGerald
  • Ireland
  • November 8 2018

A recent amendment to the Credit Reporting Act 2013 has extended its scope to include hire purchase and similar finance products, including personal

BrightHouse: is Rent-to-Own a risk?
  • Keystone Law
  • United Kingdom
  • November 14 2017

BrightHouse was recently ordered to pay almost £15 million in redress to customers after discussions with the Financial Conduct Authority (FCA), after

Oh Lord, won’t you lease me a Mercedes Benz
  • Gateley Plc
  • United Kingdom
  • October 16 2017

Long-running litigation between HMRC and Mercedes-Benz Financial Services UK is finally nearing its conclusion. The case concerns a hybrid form of

CJEU provides guidance on VAT treatment of leases; service or supply of goods and under what conditions?
  • Baker McKenzie
  • European Union
  • October 9 2017

Under current EU VAT rules, the lease of goods can either qualify as a supply of goods or as a supply of services. In principle, a lease qualifies as

PPS leases get another makeover
  • Johnson Winter & Slattery
  • Australia
  • May 24 2017

The Personal Property Securities Act 2009 (Cth) (PPSA) applies to security interests in personal property including, but not limited to: leases that

Bankrupcy and hire purchase agreements
  • Spratt Endicott Solicitors
  • United Kingdom
  • April 6 2017

When someone is made bankrupt, all property owned by them, at the date of bankruptcy, forms part of the bankruptcy estate. Property not only includes

Vehicle hire purchase agreements and tools of the trade in bankruptcy (Mikki v Duncan)
  • Hardwicke
  • United Kingdom
  • February 21 2017

The Court of Appeal, Civil Division dismissed an appeal by a bankrupt against a decision not to allow him to purchase his car back from the hire

Financial services and banking news update - 14 February 2017
  • Addleshaw Goddard LLP
  • United Kingdom, European Union
  • February 16 2017

The European Commission published its Winter European Economic Forecast along with a press release. It covers the years 2016, 2017 and 2018 and

Financial services and banking news update - 16 January 2017
  • Addleshaw Goddard LLP
  • USA, United Kingdom, European Union
  • January 17 2017

The FCA has published its latest survey for Credit Conditions, covering Q4 2016. The survey covers secured and unsecured lending to households and