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Morrison & Foerster LLP | USA | 11 Oct 2011

California Franchise Tax Board’s Financial Institution Record Match (“FIRM”) program gains traction

Pursuant to a budget trailer bill chaptered into law on March 24, 2011, the California Franchise Tax Board (“FTB”) has the authority to operate and administer the Financial Institution Records Match (“FIRM”) program.


Ballard Spahr LLP | USA | 4 Aug 2011

FTC issues final decedent debt collection policy statement, final mortgage advertising rule, FCRA summary

On the eve of transferring its rulewriting authority under the Fair Debt Collection Practices Act (FDCPA), the Fair Credit Reporting Act (FCRA), and the 2009 Omnibus Appropriations Act to the Bureau of Consumer Financial Protection (CFPB), the Federal Trade Commission (FTC) issued a final rule on mortgage advertising, a final policy statement on collection of decedents’ debts, and a staff report on the FCRA with a summary of interpretations.


Venable LLP | USA | 6 Apr 2009

FTC Commissioner Rosch calls for more responsibility and reforms in the debt settlement industry

Addressing a credit and collection industry conference in Carlsbad, California, on April 2, 2009, FTC Commissioner J. Thomas Rosch shared his views about debt settlement and discussed his thoughts on options available to the FTC and to the debt settlement industry to improve practices.

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