Sirote & Permutt PC | USA | 25 Feb 2020
I have written a few times about Annual Percentage Rate (APR) and the role it plays in consumer finance disclosures. I explained here how the…
Sirote & Permutt PC | USA | 3 Dec 2019
The Federal Reserve Board defines APR as the cost of credit over time. The reality is that APR is only meaningful as a measurement tool for comparison…
Squire Patton Boggs | USA | 9 Apr 2019
When organizations are seeking to expand their operations, they often will find interesting targets who have union-represented employees. A union's…
Squire Patton Boggs | USA | 8 Apr 2019
When healthcare entities are seeking to expand their operations, they often will find interesting targets who have union-represented employees. A…
Venable LLP | USA | 27 Mar 2019
For decades, point-of-sale (POS) financing has been a common option for large consumer sales, including for appliances, furniture, and automobiles…
Manatt Phelps & Phillips LLP | USA | 14 Feb 2019
Small-dollar lending made headlines recently, with a group of 14 Attorneys General responding to the Federal Deposit Insurance Corporation's (FDIC)…
Mayer Brown | USA | 5 Feb 2019
While most of the federal government remained shuttered in mid-January, the Consumer Financial Protection Bureau (CFPB or the Bureau) was on the job…
Sirote & Permutt PC | USA | 2 Jan 2019
Generally speaking, it is not a good idea to maintain two or more loans or installment sales contracts with the same customer at the same time. Here…
Manatt Phelps & Phillips LLP | USA | 19 Dec 2018
The California Department of Business Oversight (DBO) has started the process of developing regulations to implement SB 1235, which imposes new…
Manatt Phelps & Phillips LLP | USA | 27 Nov 2018
State Attorneys General continue to fill the federal enforcement void, with the Pennsylvania attorney general soliciting redlining complaints and the…