Search

Refine your search

Content type
Tags
Author
Jurisdiction
Language

332 results found

Article

Sirote & Permutt PC | USA | 25 Feb 2020

BACK TO BASICS, Continued—What Does “All-In” APR Mean Anyway?

I have written a few times about Annual Percentage Rate (APR) and the role it plays in consumer finance disclosures. I explained here how the…
Article

Sirote & Permutt PC | USA | 3 Dec 2019

BACK TO BASICS, Continued—The Case Against a 36% Rate Cap

The Federal Reserve Board defines APR as the cost of credit over time. The reality is that APR is only meaningful as a measurement tool for comparison…
Article

Squire Patton Boggs | USA | 9 Apr 2019

M&A News: Recent Case Provides Important Lessons For Buyers Acquiring Unionized Businesses (US)

When organizations are seeking to expand their operations, they often will find interesting targets who have union-represented employees. A union's…
Article

Squire Patton Boggs | USA | 8 Apr 2019

Recent Case Provides Important Lessons For Buyers Acquiring Unionized Businesses

When healthcare entities are seeking to expand their operations, they often will find interesting targets who have union-represented employees. A…
Article

Venable LLP | USA | 27 Mar 2019

Regulatory Considerations for Point-of-Sale Financing

For decades, point-of-sale (POS) financing has been a common option for large consumer sales, including for appliances, furniture, and automobiles…
Article

Manatt Phelps & Phillips LLP | USA | 14 Feb 2019

Small-Dollar Lending: State AGs Offer FDIC Advice, CA DBO Takes Action

Small-dollar lending made headlines recently, with a group of 14 Attorneys General responding to the Federal Deposit Insurance Corporation's (FDIC)…
Article

Mayer Brown | USA | 5 Feb 2019

CFPB Requests Legislative Clarification on Its Supervision Authority over Military Lending Act

While most of the federal government remained shuttered in mid-January, the Consumer Financial Protection Bureau (CFPB or the Bureau) was on the job…
Article

Sirote & Permutt PC | USA | 2 Jan 2019

Back to Basics, Continued—maintaining multiple accounts with the same customer.

Generally speaking, it is not a good idea to maintain two or more loans or installment sales contracts with the same customer at the same time. Here…
Article

Manatt Phelps & Phillips LLP | USA | 19 Dec 2018

California DBO Seeks Help With SB 1235

The California Department of Business Oversight (DBO) has started the process of developing regulations to implement SB 1235, which imposes new…
Article

Manatt Phelps & Phillips LLP | USA | 27 Nov 2018

State Update: Enforcement, Oversight by States Continues

State Attorneys General continue to fill the federal enforcement void, with the Pennsylvania attorney general soliciting redlining complaints and the…
Previous page 1 2 3 ...