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Results:1-10 of 13

Unfair Terms Regulations: Are mortgages in or out of scope?
  • Arthur Cox
  • Ireland
  • September 27 2018

Is a mortgage between a lender and a consumer outside the scope of the Unfair Terms in Consumer Contracts Regulations? A recent decision of the Irish


FCA publishes GC182: Fairness of variation terms in financial services consumer contracts under the Consumer Rights Act 2015
  • Hogan Lovells
  • United Kingdom
  • June 12 2018

On 17 May 2018, the FCA published a guidance consultation, GC182, on fairness of variation terms in financial services consumer contracts under the


European Commission seeks to strengthen existing consumer protection rules
  • Addleshaw Goddard LLP
  • European Union
  • May 10 2018

On 11 April 2018 the European Commission published a draft Directive seeking to amend 4 existing EU consumer protection directives. The stated purpose


Courts required to assess of their own motion whether terms fair under UTCCR 1999
  • Squire Patton Boggs
  • Spain, United Kingdom, European Union
  • October 29 2009

In a reference from the Spanish courts in the case of Asturcom Telecomunicaciones SL v Maria Cristina Rodriguez Nogueira, the ECJ has considered whether, in proceedings involving a term in a consumer contract, a national court must consider of its own motion whether that term is unfair within the Unfair Terms in Consumer Contracts Directive (9313EEC) (the Directive).


Unfair Terms in Consumer Contracts Regulations 1999 can apply to guarantees
  • Morton Fraser
  • United Kingdom
  • April 3 2009

A recent High Court decision says that the Regulations apply to bank guarantees where the guarantor and the principal debtor contract as natural persons and not in the course of their trade or profession.


FSA issue a statement on use of 'consequential loss' in general contracts of insurance
  • Norton Rose Fulbright
  • United Kingdom
  • July 30 2008

The FSA has published a statement on the use of the phrase 'consequential loss' in consumer general insurance contracts.