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Results:1-10 of 97

Joint Advisory on FCRA Provisions Allowing for Private Education Loan Rehabilitation
  • Troutman Sanders LLP
  • USA
  • February 14 2019

The Federal Reserve Board of Governors and the Federal Deposit Insurance Corporation (“FDIC”) issued a joint advisory making financial institutions


Seventh Circuit Rejects FCRA Plaintiff’s Collateral Attack of Underlying Debt
  • Troutman Sanders LLP
  • USA
  • February 11 2019

The Seventh Circuit recently affirmed judgment in favor of the national consumer reporting agencies (“CRAs”), rejecting a plaintiff’s attempt to


Northern District of Georgia Rules in Equifax Data Breach Cases
  • Troutman Sanders LLP
  • USA
  • January 30 2019

On January 28, Thomas W. Thrash, Jr., the Chief Judge of the United States District Court for the Northern District of Georgia, issued four decisions


2018 Consumer Financial Services Year in Review & A Look Ahead
  • Troutman Sanders LLP
  • USA
  • January 28 2019

In this report, we share developments on consumer class actions, background screening, bankruptcy, Fair Credit Reporting Act (“FCRA”),


Michigan Federal Court Analyzes FCRA Statute of Limitations Issues in Rule 12(b)(6) Opinion
  • Troutman Sanders LLP
  • USA
  • January 25 2019

On January 16, the U.S. District Court for the Eastern District of Michigan denied a motion to dismiss a plaintiff’s Fair Credit Reporting Act claims


Spokeo Argument Sends FCRA-Related Case Back to State Court
  • Troutman Sanders LLP
  • USA
  • January 14 2019

Since the Spokeo, Inc. v. Robins decision in 2016, many defendants have worried that a valid standing argument could have the actual impact of leading


Court Rejects Defendant’s Attempt to Recover Attorneys’ Fees Under “Bad Faith” Provision of the FCRA
  • Troutman Sanders LLP
  • USA
  • January 11 2019

A recent case out of the U.S. District Court in Arizona has shown that it is not easy for a defendant to recover attorneys’ fees under the “bad faith”


Fourth Circuit Compels Arbitration Over “Gateway” Issue of Arbitrability in FCRA Case
  • Troutman Sanders LLP
  • USA
  • January 9 2019

Who should decide the “gateway” issue of arbitrability? That is, should a court or an arbitrator decide whether a particular issue is subject to


FCRA Preemption of State Law Claims Against Furnishers Permits Removal to Federal Court
  • Troutman Sanders LLP
  • USA
  • January 7 2019

A Fair Credit Reporting Act claim by any other name is still an FCRA claim. That’s the recent holding by the Northern District of New York in Arnold v


Northern District of Calif. Holds Plaintiff’s Medical Records are Not Discoverable in FCRA Case
  • Troutman Sanders LLP
  • USA
  • January 7 2019

The Northern District of California recently held that medical records are not discoverable in Fair Credit Reporting Act cases when a plaintiff only