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2018 Consumer Financial Services Year in Review & A Look Ahead
  • Troutman Sanders LLP
  • USA
  • January 28 2019

In this report, we share developments on consumer class actions, background screening, bankruptcy, Fair Credit Reporting Act (“FCRA”),


Supreme Court Denies Certiorari in Case Challenging Constitutionality of CFPB
  • Troutman Sanders LLP
  • USA
  • January 15 2019

The Supreme Court has denied the petition for certiorari filed by State National Bank of Big Spring (“the Bank”) and two non-profit organizations


Shutdown's Messy Impact on Consumer Protection Activities
  • Troutman Sanders LLP
  • USA
  • January 14 2019

The federal government shutdown continues and, in the wake of the President Donald Trump's Oval Office address in support of the border wall, it


Data Privacy: The Current Legal Landscape 2018 Reviewed Annual Edition Report January 2019
  • Troutman Sanders LLP
  • USA, Canada
  • January 10 2019

Since the European Union (“EU”) adopted Article 29 in 1997, a debate has raged


Government Shutdown Temporarily Freezes FTC Consumer Protection Initiatives
  • Troutman Sanders LLP
  • USA
  • January 2 2019

Due to the U.S. Government partial shutdown, the Federal Trade Commission announced a temporary suspension of all of its investigations, including


Court Rules Statute of Limitations Disclaimer on Time-Barred Debt was Not Misleading
  • Troutman Sanders LLP
  • USA
  • December 28 2018

What is a sufficient disclaimer regarding the statute of limitations on time-barred debt? Courts across the country continue to wrestle with this


VA and FTC Provide Joint Oversight and Enforcement of Laws to Protect Military Members
  • Troutman Sanders LLP
  • USA
  • December 26 2018

This past November, the Department of Veterans Affairs (the “VA”) and the Federal Trade Commission signed an updated Memorandum of Agreement, which


Florida District Court Orders Operator of Debt Relief Scam to Pay $23 Million
  • Troutman Sanders LLP
  • USA
  • December 17 2018

A Florida federal judge entered a judgment for over $23 million last week against Robert Guice, the alleged operator of a telemarketing scam offering


Some Clarity: Court Holds Screening Reports On Independent Contractors Not Subject to the FCRA Employment Purpose Requirements
  • Troutman Sanders LLP
  • USA
  • December 13 2018

A court in the United States District Court for the Southern District of Iowa recently ruled that the protections applicable when consumer reports


BCFP Issues Auto Buying Guidelines for Servicemembers
  • Troutman Sanders LLP
  • USA
  • December 10 2018

The Bureau of Consumer Financial Protection has continued its series of guidelines specifically addressing servicemembers’ purchases of automobiles