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Spokeo Strikes Again: Why Challenges To Standing Are Key
  • Troutman Sanders LLP
  • USA
  • August 6 2018

On July 13, 2018, in Dutta v. State Farm Mutual Automobile Insurance Company, the Ninth Circuit affirmed the district court’s decision granting


Employer Lessons In Dealing With FCRA Disclosure Claims
  • Troutman Sanders LLP
  • USA
  • August 6 2018

On June 21, 2018, the U.S. District Court for the District of Oregon dismissed a putative class action complaint alleging that a potential employer


Federal Inaction And State Activity: Student Loan Edition
  • Troutman Sanders LLP
  • USA
  • August 2 2018

With debts rising faster than new graduates’ starting salaries, a student debt crisis has the potential to haunt the nation much in the way the


Playing a Losing Hand: District Court Dismisses FCRA Disclosure Claim Against Casino in Absence of Concrete Injury
  • Troutman Sanders LLP
  • USA
  • July 31 2018

Under the Fair Credit Reporting Act, a potential employer generally may not procure a consumer report on an applicant unless the employer provides a


FCRA Class Action Dismissed by Missouri Court of Appeals for Lack of Standing
  • Troutman Sanders LLP
  • USA
  • July 25 2018

On July 17, the Missouri Court of Appeals affirmed a ruling of the Cole County Circuit Court dismissing a putative class action under the Fair Credit


FTC Conducts First Compliance Sweep Since Amendment to Used Car Rule
  • Troutman Sanders LLP
  • USA
  • July 17 2018

The Federal Trade Commission announced in mid-July that it conducted the first compliance sweep of car dealerships since the effective date of its


California Passes Sweeping Privacy Changes
  • Troutman Sanders LLP
  • USA
  • June 29 2018

Last night, California legislators passed Assembly Bill 375 (commonly known as the "California Consumer Privacy Act") that would grant Californians


Kathy Who? Permanent Director of the CFPB Nominated by President Trump
  • Troutman Sanders LLP
  • USA
  • June 18 2018

News & Knowledge President Donald Trump announced this morning that he plans to nominate Kathy Kraninger, associate director of the Office of


Jury in West Virginia Returns Verdict for Defendant Lender and Loan Servicer on All Counts
  • Troutman Sanders LLP
  • USA
  • June 18 2018

Reverse Mortgage Solutions, Inc. ("RMS"), a leading servicer of home equity conversion mortgages, commonly known as reverse mortgages, recently


Ninth Circuit Rules CRA Cannot be Held Liable Under FCRA for Customer’s Misuse of Information
  • Troutman Sanders LLP
  • USA
  • June 6 2018

On May 29, the Ninth Circuit ruled that an end-user’s misuse of reported information does not render a credit reporting agency’s report inaccurate for