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Here Lions Roam: CISG As The Measure of A Claim's Value And Validity And A Debtor's Dischargeability
  • Troutman Sanders LLP
  • USA
  • October 15 2018

Fittingly enough, their history begins in the same decade, their creation borne forward by the same ideological currents and overseen by similarly...


UCC Incorporation By Reference: An Imperfect Way To Perfect
  • Troutman Sanders LLP
  • USA
  • October 8 2018

Article 9 of the Uniform Commercial Code allows a fair amount of flexibility in the descriptions of collateral contained in UCC-1 financing statements...


California Strikes Again, Imposing Cost Disclosure Requirements for Small Business Loans
  • Troutman Sanders LLP
  • USA
  • October 2 2018

Non-bank lenders to small businesses need to be on alert after Governor Brown signed California Senate Bill 1235 into law on September 30, 2018. The


West Virginia’s WVCCPA 46A-5-108 Cure Statute - A Year in Review
  • Troutman Sanders LLP
  • USA
  • October 1 2018

On July 4, 2017, W. Va. Code 46A-5-108 went into effect, requiring West Virginia consumers to send a written “Notice of Right to Cure” to a creditor


Data Privacy: The Current Landscape
  • Troutman Sanders LLP
  • USA
  • September 27 2018

Since 1997 (the year the European Union adopted Article 29), a debate has raged over which side of the pond has the better approach to privacy


CFPB Issues Model FCRA Summary of Rights Form Ahead of September 21 Effective Date
  • Troutman Sanders LLP
  • USA
  • September 14 2018

On September 12, the Consumer Financial Protection Bureau issued an interim final rule which provided a model Summary of Rights form, a form that both


Democrat Senators Seek Amendment of FCRA, FDCPA for Medical Debts
  • Troutman Sanders LLP
  • USA
  • August 21 2018

On August 16, seven Democrat senators proposed a bill (S.3351, named the “Medical Debt Relief Act of 2018”) to amend the Fair Credit Reporting Act and


DC Federal Court Dismisses FACTA Class Action on Standing Grounds
  • Troutman Sanders LLP
  • USA
  • August 8 2018

On August 3, the U.S. District Court for the District of Columbia dismissed a putative class action brought under the Fair and Accurate Credit


U.S. Supreme Court to Decide Whether FDCPA Applies to Non-Judicial Foreclosures
  • Troutman Sanders LLP
  • USA
  • August 7 2018

Currently, some courts allow borrowers to bring Fair Debt Collection Practices Act claims for non-judicial foreclosures while other courts do not, but


Federal Charters For Fintech: Empowering Disruptors, Increasing Banking Competition
  • Troutman Sanders LLP
  • USA
  • August 3 2018

On July 31, 2018, the Office of the Comptroller of the Currency (“OCC”) announced its intent to accept applications for special purpose National Bank