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Spokeo Strikes Again: Why Challenges To Standing Are Key
  • Troutman Sanders LLP
  • USA
  • August 6 2018

On July 13, 2018, in Dutta v. State Farm Mutual Automobile Insurance Company, the Ninth Circuit affirmed the district court’s decision granting


Employer Lessons In Dealing With FCRA Disclosure Claims
  • Troutman Sanders LLP
  • USA
  • August 6 2018

On June 21, 2018, the U.S. District Court for the District of Oregon dismissed a putative class action complaint alleging that a potential employer


Playing a Losing Hand: District Court Dismisses FCRA Disclosure Claim Against Casino in Absence of Concrete Injury
  • Troutman Sanders LLP
  • USA
  • July 31 2018

Under the Fair Credit Reporting Act, a potential employer generally may not procure a consumer report on an applicant unless the employer provides a


FTC Obtains $5.2 Million Judgment Against Credit Bureau Service, LLC for Deceptive Practices, Including “Free” Credit Reports
  • Troutman Sanders LLP
  • USA
  • July 10 2018

On July 5, the U.S. District Court for the Northern District of Illinois granted summary judgment in favor of the Federal Trade Commission against


Oregon Court Dismisses FCRA Class Claim Against Employer
  • Troutman Sanders LLP
  • USA
  • July 3 2018

On June 21, the United States District Court in Oregon dismissed a plaintiff’s class action complaint alleging his potential employer violated the


Consumer Reporting Agency Can’t Snuff Out Adverse Action Claim at Pleadings Stage
  • Troutman Sanders LLP
  • USA
  • June 7 2018

Many employers use background checks when evaluating potential candidates for hire. They do this for a variety of reasons, from basic due diligence to


Ninth Circuit Rules CRA Cannot be Held Liable Under FCRA for Customer’s Misuse of Information
  • Troutman Sanders LLP
  • USA
  • June 6 2018

On May 29, the Ninth Circuit ruled that an end-user’s misuse of reported information does not render a credit reporting agency’s report inaccurate for


Background Screening Company Defeats FCRA Claim with Standing and Effective Procedures Defenses
  • Troutman Sanders LLP
  • USA
  • April 27 2018

A district court in Ohio dismissed a plaintiff’s claims under the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., because he could not show that


FCRA Filings Continue Upward Trajectory in 2018
  • Troutman Sanders LLP
  • USA
  • April 25 2018

According to a recent report from WebRecon, filings of Fair Credit Reporting Act cases have continued to increase in 2018. FCRA claims led consumer


Ohio Court Throws Out FCRA Case Based on Initial Grade
  • Troutman Sanders LLP
  • USA
  • April 25 2018

A Plaintiff’s putative class action suit in the Southern District of Ohio under the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq., has been