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Results:1-10 of 48

West Virginia’s WVCCPA 46A-5-108 Cure Statute - A Year in Review
  • Troutman Sanders LLP
  • USA
  • October 1 2018

On July 4, 2017, W. Va. Code 46A-5-108 went into effect, requiring West Virginia consumers to send a written “Notice of Right to Cure” to a creditor


ALERT for Employers and Consumer Reporting Agencies: Revise a key FCRA form NOW
  • Troutman Sanders LLP
  • USA
  • August 27 2018

Employers and consumer reporting agencies beware: a change to a key form required by the Fair Credit Reporting Act is effective September 21, 2018


Democrat Senators Seek Amendment of FCRA, FDCPA for Medical Debts
  • Troutman Sanders LLP
  • USA
  • August 21 2018

On August 16, seven Democrat senators proposed a bill (S.3351, named the “Medical Debt Relief Act of 2018”) to amend the Fair Credit Reporting Act and


DOE Plans to Stop Using Private Debt Collectors
  • Troutman Sanders LLP
  • USA
  • May 31 2018

As disclosed in a notification filed on May 3, in FMS Investment Corp. v. United States (“the Notice”), the Department of Education (“DOE”) will soon


Debt Collector Escapes FDCPA Liability With Clear Validation Notice
  • Troutman Sanders LLP
  • USA
  • May 10 2018

On May 2, the U.S. District Court for the District of New Jersey granted a debt collector’s motion to dismiss a putative class action brought under


Ninth Circuit Rejects Flat-Rating Claims in FDCPA Class Action
  • Troutman Sanders LLP
  • USA
  • May 7 2018

In Echlin v. PeaceHealth, the U.S. Court of Appeals for the Ninth Circuit held that a debt collection agency meaningfully participated in collection


No Bill of Sale? No Problem - District Court Orders Arbitration in FDCPA Action Even Though Original Bill of Sale Was Unavailable
  • Troutman Sanders LLP
  • USA
  • April 30 2018

A district court in the Northern District of Illinois recently granted a debt collector’s motion to compel arbitration in a Fair Debt Collection


Alleged Debt Collector Wins Summary Judgment After Plaintiff Fails to Show Account at Issue is a “Consumer Debt”
  • Troutman Sanders LLP
  • USA
  • April 30 2018

On April 13, the United States District Court for the Eastern District of Wisconsin granted summary judgment to defendants in a lawsuit brought under


Court Rejects FDCPA Theory of Liability Based on Collection of Attorneys’ Fees Incurred by In-House Counsel
  • Troutman Sanders LLP
  • USA
  • April 26 2018

A federal court in Nebraska threw out a putative class action suit brought under the Fair Debt Collection Practices Act, 15 U.S.C. 1692 et seq., and


E.D.N.Y. Exonerates Debt Collector for Using Safe Harbor Language, Considers Sanctions Against Plaintiff’s Counsel for Bringing Meritless Claim
  • Troutman Sanders LLP
  • USA
  • April 24 2018

On March 30, the U.S. District Court for the Eastern District of New York dismissed a Fair Debt Collection Practices Act case in favor of a debt