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Results:1-10 of 19

District Court Holds Collection Letter’s Validation Notice Ambiguous in Light of Third Circuit Precedent that All Disputes be Made in Writing
  • Troutman Sanders LLP
  • USA
  • November 6 2018

On October 31, the Eastern District of Pennsylvania issued an opinion in Guzman v. HOVG, LLC, No. 18-3013, (E.D. Pa. Oct. 31, 2018), denying a debt


Eleventh Circuit: Availability of Class Arbitration Where Agreement is Silent is Question of Arbitrability for Court to Decide
  • Troutman Sanders LLP
  • USA
  • September 20 2018

On September 19, the Eleventh Circuit Court of Appeals issued an opinion illustrating the importance of careful drafting of arbitration agreements


CFPB Issues Model FCRA Summary of Rights Form Ahead of September 21 Effective Date
  • Troutman Sanders LLP
  • USA
  • September 14 2018

On September 12, the Consumer Financial Protection Bureau issued an interim final rule which provided a model Summary of Rights form, a form that both


Debt Collector’s Mistaken Inclusion of Duplicate Amount of Debt Not Confusing to Least Sophisticated Consumer
  • Troutman Sanders LLP
  • USA
  • May 31 2018

In a recent decision denying plaintiffs Aldean Isaac’s and Julissa Ortiz’s motion for summary judgment, a federal district court judge in the Eastern


Third Circuit Rejects Application of Discovery Rule to Alleged FDCPA Violations
  • Troutman Sanders LLP
  • USA
  • May 31 2018

On May 15, an en banc panel of the Third Circuit Court of Appeals issued a decision finding the statute of limitations for an alleged violation of the


No Bill of Sale? No Problem - District Court Orders Arbitration in FDCPA Action Even Though Original Bill of Sale Was Unavailable
  • Troutman Sanders LLP
  • USA
  • April 30 2018

A district court in the Northern District of Illinois recently granted a debt collector’s motion to compel arbitration in a Fair Debt Collection


House Financial Services Committee Passes Bill to Exclude Lawyers and Law Firms Engaged in Litigation Activities from CFPB Oversight and FDCPA Liability
  • Troutman Sanders LLP
  • USA
  • March 30 2018

On March 21, the House Financial Services Committee voted 35-25 to approve a bill that would amend the Fair Debt Collection Practices Act to exclude


Seventh Circuit Upholds Debt Collector’s Investigation of Consumer’s Disputes as Reasonable Under FDCPA and FCRA
  • Troutman Sanders LLP
  • USA
  • March 30 2018

The United States Court of Appeals for the Seventh Circuit recently affirmed a lower court decision finding that a debt collector’s verification and


Third Circuit Court of Appeals: Including the Word “Settlement” in Collection Letter for Time-Barred Debt Could Violate FDCPA
  • Troutman Sanders LLP
  • USA
  • February 28 2018

On February 12, the Third Circuit Court of Appeals issued a precedential opinion in which it found that a debt collector’s inclusion of the word


ACA International Whitepaper Cites Role of Communication Failures in Assessing Scope of Consumer Debt Collection Complaints in 2017
  • Troutman Sanders LLP
  • USA
  • February 28 2018

As we previously reported, Mick Mulvaney, acting interim director of the Consumer Financial Protection Bureau, announced a change to the CFPB’s