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GAO Sounds Death Knell for the CFPB’s Key Statement of its “Disparate Impact” Theories in Indirect Auto Finance
  • Troutman Sanders LLP
  • USA
  • December 6 2017

On Tuesday, December 5, 2017, the Government Accountability Office ("GAO") levelled a heavy blow on a major regulatory initiative of the Consumer


District Court Relies on Spokeo to Dismiss FACTA Suit
  • Troutman Sanders LLP
  • USA
  • November 9 2017

On November 6, a judge in the Southern District of New York dismissed a proposed class action alleging that Wolfgang’s Steakhouse impermissibly


Congress Kills CFPB’s Arbitration Ban for Financial Services Companies, Returning Focus to State v. Federal Court Wars
  • Troutman Sanders LLP
  • USA
  • October 26 2017

On Tuesday, October 24, 2017, the Senate voted to nullify the Consumer Financial Protection Bureau’s (“CFPB”) arbitration rule (the “Rule”) in a 51-50



Michael E. Lacy
  • Troutman Sanders LLP