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The Silence is Deafening: Ninth Circuit Declines to Rehear Marks v. Crunch San Diego, LLC Opinion En Banc
  • Troutman Sanders LLP
  • USA
  • October 31 2018

The Ninth Circuit is not going to reconsider a recent ruling that shook the world of Telephone Consumer Protection Act litigation and has thereby set


N.D. Ill. Applies “Competent Lawyer” Standard to Dismiss FDCPA Claims Based on Collection Letter Sent to Consumer’s Attorney
  • Troutman Sanders LLP
  • USA
  • October 26 2018

The Northern District of Illinois recently held that a collection letter sent to a consumer’s attorney seeking payment on a debt discharged in


Court Holds Collector Not Required to Warn about Potential Award of Court Costs
  • Troutman Sanders LLP
  • USA
  • October 24 2018

Despite two controlling decisions by the Second Circuit in Avila and Taylor, claims involving the “amount of debt” disclosure under the Fair Debt


California Strikes Again, Imposing Cost Disclosure Requirements for Small Business Loans
  • Troutman Sanders LLP
  • USA
  • October 2 2018

Non-bank lenders to small businesses need to be on alert after Governor Brown signed California Senate Bill 1235 into law on September 30, 2018. The


Eleventh Circuit: Availability of Class Arbitration Where Agreement is Silent is Question of Arbitrability for Court to Decide
  • Troutman Sanders LLP
  • USA
  • September 20 2018

On September 19, the Eleventh Circuit Court of Appeals issued an opinion illustrating the importance of careful drafting of arbitration agreements


CFPB Issues Model FCRA Summary of Rights Form Ahead of September 21 Effective Date
  • Troutman Sanders LLP
  • USA
  • September 14 2018

On September 12, the Consumer Financial Protection Bureau issued an interim final rule which provided a model Summary of Rights form, a form that both


Employers and Consumer Reporting Agencies: Revise a Key FCRA Form NOW
  • Troutman Sanders LLP
  • USA
  • August 27 2018

News & Knowledge Jonathan Yee Employers and consumer reporting agencies beware: a change to a commonly used form required by the Fair Credit Reporting


ALERT for Employers and Consumer Reporting Agencies: Revise a key FCRA form NOW
  • Troutman Sanders LLP
  • USA
  • August 27 2018

Employers and consumer reporting agencies beware: a change to a key form required by the Fair Credit Reporting Act is effective September 21, 2018


ABA Resolution 104B Withdrawn Amid Opposition
  • Troutman Sanders LLP
  • USA
  • August 21 2018

The American Bar Association proposed Resolution 104B this past July to urge policymakers to adopt specific regulations governing auto dealerships and


Case of First Impression: A One-Off or the Beginning of the End for Ringless Voicemail Technology?
  • Troutman Sanders LLP
  • USA
  • August 6 2018

In a case of first impression, the United States District Court for the Western District of Michigan held that direct-to-voicemail messages qualify as