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Results:1-10 of 305

Ninth Circuit Rules Fannie Mae Not Consumer Reporting Agency Under FCRA
  • Hudson Cook LLP
  • USA
  • January 11 2019

On January 9, 2019, the U.S. Court of Appeals for the Ninth Circuit ruled that the Federal National Mortgage Association, or Fannie Mae, is not a


California Attorney General's Office Hosts Public Forum for CCPA Rulemaking
  • Hudson Cook LLP
  • USA
  • January 10 2019

On January 8, 2019, the California attorney general's office hosted in San Francisco the first public forum on regulations it will write under the


U.S. Supreme Court Hears Oral Argument on Whether Attorneys Engaged in Non-Judicial Foreclosures are Debt Collectors Subject to the Fair Debt Collection Practices Act
  • Hudson Cook LLP
  • USA
  • January 9 2019

On January 7, 2019, the U.S. Supreme Court heard oral argument in Obduskey v. McCarthy & Holthus LLP. The case began when Dennis Obduskey defaulted on


Colorado UCCC Administrator Offers Guidance on Payday Loan Rate Cap and Alternative Loan Charges
  • Hudson Cook LLP
  • USA
  • January 8 2019

In response to Proposition 111, which amends Colorado's Deferred Deposit Loan Act by capping the annual percentage rate for deferred deposit loans and


Illinois Amends Payday Loan Reform Act Verification Fee Authority
  • Hudson Cook LLP
  • USA
  • January 7 2019

On January 4, 2019, Illinois Governor Bruce Rauner signed HB 4873 into law. The new law modifies the Payday Loan Reform Act, which requires lenders to


Maryland Replaces Foreclosed Property Registry with Foreclosure Registration System
  • Hudson Cook LLP
  • USA
  • December 14 2018

Maryland requires a person who is authorized to sell a residential property as a result of foreclosure of a mortgage or deed of trust to provide the


EDPB Releases Guidelines on GDPR Territorial Scope for Public Consultation
  • Hudson Cook LLP
  • European Union
  • December 13 2018

On November 23, 2018, the European Data Protection Board released guidelines on the territorial scope of the General Data Protection Regulation. These


BCFP Proposes Revised Policy on No-action Letters
  • Hudson Cook LLP
  • USA
  • December 10 2018

The Bureau of Consumer Financial Protection released its proposed policy to rework the no-action letter process. Congress has given the Bureau


Periodic Rate Re-Evaluations for Credit Card Accounts: Making a List, Checking It Twice (Every Year)
  • Hudson Cook LLP
  • USA
  • November 30 2018

In September, the Bureau of Consumer Financial Protection released a report of its supervisory highlights from the summer. The report summarizes the


What Makes a Contract?
  • Hudson Cook LLP
  • USA
  • November 30 2018

As every law school student learns, a contract is more than a signed piece of paper. A contract is an agreement, and the piece of paper that we call