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Important Lessons for Credit Reporting Alternative Payment Arrangements
  • Hudson Cook LLP
  • USA
  • July 31 2018

When consumers face hard times, creditors will often try to provide alternative payment arrangements to help them continue to make


Bureau of Consumer Financial Protection Nominee or Smoke Screen?
  • Hudson Cook LLP
  • USA
  • July 31 2018

The White House nominated Kathleen Kraninger to be the new director of the Bureau of Consumer Financial Protection. Currently the Associate Director


Fed Releases Study on Online Lending to Small Businesses
  • Hudson Cook LLP
  • USA
  • July 31 2018

The Federal Reserve Board and the Federal Reserve Bank of Cleveland recently released the results of a study on alternative funding to


The Myth of Fingerprints: The Privacy Pitfalls of Biometric Data
  • Hudson Cook LLP
  • USA
  • July 31 2018

Looking for a way to reduce losses, you may have heard that some dealerships are collecting fingerprints, both electronically and


Requiring Buyers to Buy Service Contracts? Read This.
  • Hudson Cook LLP
  • USA
  • July 30 2018

I frequently speak at industry conferences. When my presentation is over, there are always a few folks from the audience who have


Freedom! and the Right to Complain
  • Hudson Cook LLP
  • USA
  • July 23 2018

Unless you live way up at the North Pole, you can tell its summertime. The weather immediately changed from


OCC Releases Military Lending Act Booklet
  • Hudson Cook LLP
  • USA
  • June 29 2018

On May 11, 2018, the Office of the Comptroller of the Currency issued a new booklet on the Military Lending Act as part of its


The FDCPA After Henson v. Santander: The Evolving Principal Purpose Test
  • Hudson Cook LLP
  • USA
  • June 29 2018

In June of 2017, the U.S. Supreme Court decided Henson v. Santander, a landmark Fair Debt Collection Practices Act ("FDCPA") case


Oklahoma Passes GPS and Starter Interrupt Device Law
  • Hudson Cook LLP
  • USA
  • June 29 2018

On May 1, 2018, Oklahoma Governor Mary Fallin signed House Bill 3260 into law. Effective immediately, the new law expands the crime of stalking to


A Matter of Principal or Principle?
  • Hudson Cook LLP
  • USA
  • June 11 2018

One of the risks dealers assume when they open their doors for business is the threat of lawsuits. In a country where it seems that anyone can sue