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Maćešić & Partners | Croatia | 26 Sep 2023
Navigating NFT landscape in Croatia's financial market
The world of virtual assets is undergoing a metamorphosis, and its impact resonates deeply within Croatia's financial market and fintech sector. Therefore, it is necessary to answer questions, such as whether non-fungible tokens (NFTs) are considered "virtual assets". Even though countries are trying to regulate NFT trading, due to the recent expansion of NFTs, it is hard to cover all aspects......
Maćešić & Partners | Croatia | 30 May 2023
Development of sustainable financing in Croatia
As Europe is heading towards a climate-neutral green and efficient economy, Croatia, as an EU member state, is trying to follow its lead. Sustainable development is based on environmental, social and governance factors. The ultimate goal is to channel financing into green projects and create an economy that is resilient to climate change, all in accordance with EU taxonomy.
Maćešić & Partners | Croatia | 21 Feb 2023
New approach to credit scoring supported by AI and PSD2
During the past few years, most major Croatian banks have turned to artificial intelligence (AI) solutions for their credit scoring methods. Besides being significantly more time-efficient, AI-based credit scoring uses more data to provide an individualised credit score and helps banks assess clients' credit risk more accurately. AI-based credit scoring is just one of many examples of......
Maćešić & Partners | Croatia | 17 Feb 2023
Privacy and video surveillance: administrative fines imposed by AZOP in 2022
In 2022, the Croatian Personal Data Protection Agency (AZOP) intensified its activity, imposing more than 10 administrative fines for violation of the EU General Data Protection Regulation and the Act on the implementation of the General Data Protection Regulation. The AZOP imposed four noteworthy administrative fines; this article discusses the details of each.
Maćešić & Partners | Croatia | 11 Oct 2022
Changes on the horizon: proposed amendments to AML Act suggest new approach to VASPs in Croatia
🕑 4 minutes Except for numerous anti-money laundering (AML) compliance requirements prescribed by the Croatian Act on the Prevention of Money Laundering and Funding of Terrorism, Croatian legislation does not specifically regulate virtual assets service providers. However, it seems that this approach is starting to change. An urgent legislative procedure regarding amendments to the Act is......
Maćešić & Partners | Croatia | 23 Aug 2022
Rail Transport in Croatia
Maćešić & Partners | Croatia, European Union | 7 Jun 2022
Euro to be introduced as official currency in Croatia
The Croatian Parliament recently adopted the Act on the Introduction of the Euro as the Official Currency in Croatia as an ''umbrella'' legal framework for the Croatian legal system. Following the established practice of other member states, the Act was adopted prior to the Council of the European Union's final decision on Croatia's admission into the Eurozone. The European Central Bank has......
Maćešić & Partners | Croatia | 11 Mar 2022
New act on electronic media – changes to Croatian electronic media market
A new Act on Electronic Media recently entered into force in Croatia, introducing significant changes to the electronic media market. The Act implements the provisions of the EU Audio Media Services Directive and the EU Misleading and Comparative Advertising Directive. This article discusses the novelties of the Act and what it means for the electronic media market in Croatia.
