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Mayer Brown | USA | 20 Dec 2016

CFPB petitions DC Circuit for review of unconstitutional ruling

The Consumer Financial Protection Bureau (CFPB) recently petitioned the US Court of Appeals for the DC Circuit for en banc review of the three-judge panel decision that found the CFPB's single-director structure to be unconstitutional and rejected its interpretation of Section 8 of the Real Estate Settlement Procedures Act. The CFPB argued that the decision was contrary to Supreme Court......
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Sidley Austin LLP | USA | 18 Mar 2016

Washington State regulates payment processors as money transmitters

The Division of Consumer Services of the Department of Financial Institutions in the State of Washington recently issued an interpretation providing that merchant payment processing constitutes money transmission under the Washington Uniform Money Services Act. The interpretation concludes that merchant payment processors are subject to licensing and other requirements under the act unless a......
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Perkins Coie LLP | USA | 28 Apr 2015

Minimum wage laws and franchising: IFA v City of Seattle and beyond

The US District Court for the Western District of Washington recently denied the International Franchise Association's (IFA) motion for a preliminary injunction in IFA v City of Seattle. This decision represents a significant legal development in franchising because a federal court agreed to the categorisation of a small business franchisee as a 'large' business simply because it was in a......
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Mendes & Mount LLP | USA | 18 Mar 2014

Appeal court rules on excess professional liability insurance policies

The Court of Appeals of Washington, Division One recently held that two excess professional liability insurance policies were not triggered where the insured entered into a global settlement with the underlying primary carrier, such that the insured accepted less than the primary policy limit in payment of the subject loss.
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