On 24 February 2011, the FSA published a consultation paper (CP11/5), entitled 'Protecting with-profits policyholders'. The consultation paper proposes a range of changes to the FSA's rules and guidance in respect of with-profits policies. The changes relate to how with-profits firms should handle issues such as conflicts of interest, fair treatment of with-profits policyholders and charges allocated on with-profits funds. The FSA's consultation will remain open until 24 May 2011, following which time the FSA intends to produce draft rules and guidance based on the responses it receives.