A lender's failure to follow the strict provisions of a deed of trust on foreclosing property resulted in the foreclosure being set aside. Noting that the parties can vary the terms of foreclosure by a contract anywhere it varies statutory requirements, the terms generally supersede statutory requirements and such requirements are strictly enforced. In this case, the deed of trust contained a number of provisions not required under Tennessee law existing at that time. For example, before acceleration, there was a requirement that the lender give notice to the borrower of the default, stating the action needed to cure the default, a date not less than 30 days from the notice date by which the default must be cured, and detailing the consequences of failure to cure, which were the right to accelerate and foreclosure. If the lender foreclosed before the end of the 30- day period, a conveyance at the foreclosure sale would be invalid. CitiFinancial Mortgage Company, Inc. v. Augustus Beasley, et al, No. W2006-00386-COA-R3-CV (Tenn. Ct. App. WD 2007).