On February 24, the House Judiciary Committee and the House Financial Services Committee (HFSC) released details of the combined housing bill H.R. 1106. The measure will combine the Judiciary Committee provisions to allow bankruptcy judges to modify mortgages on primary residences, and the HFSC legislation providing a servicer safe harbor, Hope for Homeowners improvements, FHA changes, and reforms to the FDIC insurance fund. On February 25, HFSC Chairman Barney Frank introduced a servicer safe harbor amendment to the legislation that would insulate servicers who implement any U.S. Treasury Department loan modification plan from litigation.