On August 20, 2014, the European Banking Authority (“EBA”) published the final templates that will be used for the publication of data relating to the 2014 EU-wide stress test. The publication of these templates aims to help market participants understand the data that banks will be disclosing to the EBA and follows the EBA’s publication of its methodology and macroeconomic scenarios for the 2014 EU-wide stress test. The EBA’s disclosure will cover a banks’ composition of capital, risk weighted assets, profit and loss, exposures to sovereigns, credit risk and securitization. The EBA will also disclose a Common Equity Tier 1 capital ratio for each bank. The 2014 EU-wide stress test forms part of the European Central Bank’s (“ECB”) comprehensive assessment prior to the ECB taking on new banking supervision responsibilities in November 2014 under the Single Supervisory Mechanism, and under which it will directly supervise significant credit institutions. The EBA intends to publish the final results of the 2014 stress test in October 2014.

The final EBA templates are available at: