On 5 November 2015, Insurance Europe published views on key information documents (KID) for packaged retail investment and insurance-based investment products (PRIIPs).  A core issue emphasised by Insurance Europe is that insurance premium should appear in a separate insurance section of the KID (not in the cost section) to allow comparison of the premium with the insurance element of similar products.  On 11 November 2015, the Joint Committees of the European Supervisory Authorities (ESAs) published a consultation paper on the presentation, content and provision of the KID.  Comments are invited until 29 January 2016.