Biz2Credit identifies the top 25 cities for small business in 2014 and 5 of them are in California, 4 are in Florida, and 3 are in Texas. For its analysis, Biz2Credit defined "small businesses" as "companies having fewer than 250 employees or less than $10 million in annual revenues." Cities are rated based on "a weighted average that includes annual revenue, credit score, age of business (in months), cash flow, debt-to-income ratio, incorporation (C-Corp or LLC vs. sole proprietorship), and business owners' personal credit scores." Biz2Credit reports that it analyzed 12,000 businesses with less than 250 employees and less than $10 million in annual revenues from across the country that have been in operation for more than 1 year.

Its top 25 cities for small business in 2014 are:

  1. San Jose-Sunnyvale-Santa Clara, CA
  2. Detroit-Dearborn, MI
  3. Denver, CO
  4. Los Angeles-Long Beach-Anaheim, CA
  5. San Francisco-Oakland, CA
  6. Las Vegas, NV
  7. New York metro area
  8. Atlanta, GA
  9. Washington, DC metro area
  10. Miami-Fort Lauderdale-West Palm Beach, FL
  11. Riverside-San Bernardino, CA
  12. Tampa-St. Petersburg, FL
  13. Sacramento, CA
  14. Indianapolis, IN
  15. Houston, TX
  16. Chicago, IL
  17. Portland, OR
  18. Dallas-Fort Worth, TX
  19. Phoenix-Scottsdale, AZ
  20. Charlotte, NC
  21. San Antonio, TX
  22. Seattle-Tacoma, WA
  23. Jacksonville, FL
  24. Philadelphia, PA
  25. Orlando-Kissimmee, FL