The U.S. Treasury Department issued a Fact Sheet on September 20, 2008, with respect to its proposal for a federal program to oversee the purchase, administration and sale of up to $700 billion of assets. The proposal is currently being debated by Congress, but some kind of action appears likely in the coming weeks. Any such program will create opportunities for financial institutions and other investors that participate as sellers, asset managers and purchasers.

The full text of the Treasury Department Fact Sheet is available at: http://www.ustreas.gov/press/releases/hp1150.htm