The Federal Ministries of Justice and the Interior published a study on German legislation relating to assessments of creditworthiness (scorings) calling for better protection of consumer rights and privacy. The study concludes that most consumers still do not know about their rights and often do not obtain adequate information from credit bureaux. The study suggests reforms like the obligatory use of pseudonyms or a user’s right to objection. The Ministries invited companies, consumer associations, privacy watchdogs and sciences to take part in a broader discussion on scoring during a conference with the interested parties, planned for the beginning of 2015.

German Federal Data Protection Authority press release and study