• TILA: TILA does not impose liability on servicers for failure by new owner of debt to notify borrower of transfer of ownership of debt within 30 days of transfer – Hayes v. U.S. Bank National Association, No. 13–80610–CIV (S.D. Fla. June 30, 2014) (granting motion to dismiss)
  • FDCPA: Plaintiff failed to allege servicer was debt collector subject to FDCPA when plaintiff failed to allege mortgage in default at time of transfer to servicer for servicing – Hayes v. U.S. Bank National Association, No. 13–80610–CIV (S.D. Fla. June 30, 2014) (granting motion to dismiss)