On February 2, the Federal Housing Finance Agency (FHFA) announced that it is extending the deadline for input on how Fannie Mae and Freddie Mac (the GSEs) should update their current credit score requirements. Interested parties now have until March 30 to respond to the 22 questions outlined in the Request for Input (RFI) issued by FHFA on December 20, 2017. As previously covered by InfoBytes, the RFI sought input on four options for replacement of the Classic FICO credit score model currently used by the GSEs. The four options include (i) requiring the use of either the FICO 9 credit score model or the VantageScore 3.0 credit score model; (ii) requiring the use of both the FICO 9 and the VantageScore 3.0 credit score models; (iii) allowing lenders to choose between either the FICO 9 or the VantageScore 3.0 credit score models; or (iv) allowing lenders to deliver multiple scores through a waterfall approach that would establish a primary and a secondary score.