On 28 October 2015, the Competition and Markets Authority (CMA) published a full report and appendices detailing provisional findings into its retail banking market investigation.  This follows from the publication of a summary of findings, together with a notice of possible remedies, on 23 October 2015.

The full report and appendices include information relating to the scope and conduct of the investigation, a background to retail banking, information on market participants and financial performance, the regulatory framework, barriers to entry and expansion, the market structure and market power relating to the provision of personal current accounts and SME banking.