Maryland recently adopted emergency regulations that provide the timing and form of the certification of a mortgagor's participation in housing counseling services. A mortgagor who has elected to participate in prefile mediation must either obtain housing counseling services after electing to participate in the mediation, or be receiving such services at the time of election. Additionally, the housing counseling services must be completed before the mediation. The emergency regulations also provide a form that is to be supplied by the entity conducting housing counseling services to the mortgagor, certifying completion of the counseling. The regulations' emergency status began on October 1, 2012, and expires on March 30, 2013.