The response of the Joint Associations Committee on Retail Structured Products (JAC) to FSA's consultation on restriction of UCIS sales mirrors the responses above. Additionally it notes that the current regime restriction on UCIS distribution, the Retail Distribution Review and the planned strengthening of the financial promotion regime should address FSA's concerns. It says that, if FSA believes some products could still be mis-sold, it should be able to define these narrowly and specifically. (Source: JAC Response to CP 12/19)