Recent statutory amendments have added certain exemptions to Idaho's mortgage licensing laws. Accordingly, Idaho has explicitly exempted Idaho-licensed accountants from Mortgage Lender and Broker licensing obligations. Additionally, individuals who are employees of a federal, state, or local government agency or housing finance agency are exempt from MLO licensure so long as they only act as a loan originator as part of their official duties as an employee of such agency. These amendments become effective July 1, 2013.