Apple, Inc., has agreed to settle charges by the Federal Trade Commission that the company had inadequate procedures for obtaining parental consent for purchases by children through applications downloaded from its App Store (“in-app purchases”).  The proposed settlement requires Apple to pay $32.5 million in refunds for unauthorized or accidental in-app purchases to account holders incurred by children as a result of its deficient consent process.  Apple must also change how it obtains parental consent.